While you’re working, with money coming in, you can probably afford to live life the way you choose. But what will happen to your lifestyle when you retire? When you’re used to a certain standard of living, it can be a shock if you can no longer afford to live that way. You would hate to have to cut back on life’s day-to-day pleasures, like a ... Read more

by Shane Oliver, Head of Investment Strategy & Chief Economist, AMP Capital on 12 Aug 2016 The Australian June half earnings reporting season has kicked off on a relatively ordinary note with so far only 37% of companies exceeding expectations (compared to a norm of 45%). However, 71% have seen their earnings rise on a year ago, 52% have ... Read more

Treasurer Scott Morrison has handed down his first Federal Budget—the Coalition Government’s third. This is a budget with small steps in the right direction with significant changes to super now and company tax progressively over the next 10 years. The changes to super could warrant further discussion at your next review.  Note: These changes are ... Read more