Treasurer Scott Morrison has handed down his first Federal Budget—the Coalition Government’s third. This is a budget with small steps in the right direction with significant changes to super now and company tax progressively over the next 10 years. The changes to super could warrant further discussion at your next review.  Note: These changes are ... Read more

A staggering 20% of Australian families will be affected by the death of a working age parent, or a serious accident or illness that leaves a household member unable to work1 Insurance to protect you and your family is particularly important. Did you know that less than a third of Australian families have Income Protection or Total and Permanent ... Read more

The Coalition Government’s second Federal Budget proposed some important changes, particularly for families, retirees and small business owners. An Extract from the Federal Budget Analysis prepared by GWM Adviser Services Limited appears below. Summary Many lower income young families will benefit from greater childcare subsidies Families ... Read more