A staggering 20% of Australian families will be affected by the death of a working age parent, or a serious accident or illness that leaves a household member unable to work1 Insurance to protect you and your family is particularly important. Did you know that less than a third of Australian families have Income Protection or Total and Permanent ... Read more

The Coalition Government’s second Federal Budget proposed some important changes, particularly for families, retirees and small business owners. An Extract from the Federal Budget Analysis prepared by GWM Adviser Services Limited appears below. Summary Many lower income young families will benefit from greater childcare subsidies Families ... Read more

From 1 January 2015 the rules that deal with the treatment of income that are being paid from super pensions has changed. So what does that mean for you? Before the changes Until the start of this year, super pensions were exempt from the standard rules- called deeming rules – for financial investments such as shares and bank accounts. These ... Read more